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Instant Personal Loan with Lowest Interest Rates @ 8.50%

OML, a leading private sector bank in India, offers Net banking services & Personal banking services like Accounts & Deposits, Cards, Loans.

Apply for Loan

Things to Know

Now get a loan on your own terms with our flexible EMI options
and take control of what & when you pay

    1. Are you eligiblet for a personal loan?

      To be eligible to get a loan from us, you should fulfil the following eligibility criteria

      1. Resident of India
      2. Age : 21 years to 60 years
      3. Employment Type : Salaried and Self-employed
      4. Minimum Monthly Income : ₹ 18,000 for salaried and ₹ 20,000 for self-employed
      5. Location : 180+ cities | 4000+ Pincodes. 

      1. Which documents are required to get a personal loan?

        To get a personal loan instantly, you should keep some documents handy before you start applying.

        1. Proof of Identity : PAN Card & Selfie
        2. Proof of Address : Aadhaar card, Voter ID, Passport or Driving License
        3. Proof of Income : Net-Banking or last 3 months bank e-statements
      • What is a good credit score required to get a loan?

        Have you ever been to a bank for a personal loan and got rejected because your credit score was low? Yeah, we get you! Credit Score is a 3-digit number on which banks and NBFCs (Non Banking Financial Corporations, such as loan and insurance companies, co-operative banks, stock broking firms, etc.) evaluate your capacity to pay the loan on time.

        Range Grade
        0 or -1No Credit History
        300 - 550Bad
        551 - 649Poor
        650 - 699Fair
        700 - 749Good
        750 and aboveExcellent
      • Check loan status, interest & Installment.

        Now get a personal loan on your own terms with our flexible EMI options and take control of what & when you pay.

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      About Us

      Know more about us

      We help you to get professional pre-loan consulting with loan processing & financial services nearby you from our Certified OML Partners who are registered with all types of Banks, NBFCs & Finance Companies. Our Partners will help you to get loan on Call & Chat even if you don’t have CIBIL Score & you can also share the documents from OML App securely.

      Loan Possibility Counter

      Please make sure to mark all the points genuienly to avoid loan rejection!

      Worried about low chances?

      banks/NBFC majorly works with Direct Selling Agents/Loan Agents in tie-up to complete their targets. They can help you overcome in loan related issues & manage loans due to targets! So dont worry, proceed to add loan & discuss your loan!

      Fequently asked questions

      Presenting Loan Services That are Right For You

      • Q1. How many days does it take to approve loan?

        The process if loan approval is completely dependent on Bank and NBFC. If the documents are clear with positive CIBIL Score then the loan processing may take maximum a week or within. Depending on multiple criteria the turn around time varies.

      • Q2. How to track the loan progress?

        With the help of Application number you can check all the loan processing status starting form Call verification until disbursement. You will receive Notification for each progress of Loan proposal.

      • Q3. What are the documents required to process the loan?

        Documents demanded are dependent on Bank & NBFC. Normally we take your KYC and CIBIL report. Additional documents are demanded according your borrower & loan category under the respective Bank / NBFC policy.

      • Q4. What is the Rate of Interest on Loans?

        The rate of interest is decided by the respective Bank or NBFC which will process your application after verification from our agent. You can negotiate or ask the to try another Banks and NBFC if the ROI is not according to your expectations!

      • Q5. Which types of loans can we apply?

        We offer loans of all primary categories which is Personal, Business, Home, Car, Bike, Education, Mortgage & Gold. Eventually you can apply for Personal Loan for any another needs such as Travelling, Shopping and Medical, etc. Collateral loans on Property & Security are covered in Mortgage.

      Ready to get started ?

      Speak to our specialist at 1234567980